Postal Life Insurance (PLI) is a Government of India life insurance scheme that offers low premiums and high returns. There are two types—PLI (for salaried professionals) and RPLI (for rural citizens). PLI has 3 plans: Santosh, Suraksha, and Suvidha. RPLI has 2 plans: Gram Santosh and Gram Suraksha. You can easily calculate your premium and maturity value using online calculators.
What is Postal Life Insurance (PLI)?
PLI is a government-backed life insurance scheme started in 1884 for postal employees. Today, it is available to:
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Government employees
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Defense & armed forces
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PSU and semi-govt workers
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Professionals (doctors, teachers, engineers)
It offers high returns, low premium, and lifetime security backed by the Government of India.
🔗 Official India Post PLI Info
What is Rural Postal Life Insurance (RPLI)?
RPLI is the rural version of PLI, launched in 1995, providing life insurance to:
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Farmers
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Housewives
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Small shopkeepers
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Rural workers
It helps rural India access affordable and secure life insurance.
Types of Plans in PLI and RPLI
✅ PLI Offers 3 Plans
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Santosh (Endowment Assurance)
Sum assured + bonus at maturity
👉 PLI Santosh Calculator -
Suraksha (Whole Life Assurance)
Coverage for whole life, maturity at age 80
👉 PLI Suraksha Calculator -
Suvidha (Convertible Whole Life Assurance)
Convert to endowment after 5 years
👉 PLI Suvidha Calculator
✅ RPLI Offers 2 Plans
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Gram Santosh (Endowment Plan)
👉 RPLI Gram Santosh Calculator -
Gram Suraksha (Whole Life Plan)
👉 RPLI Gram Suraksha Calculator
How to Use PLI & RPLI Calculators
🔢 Steps to Use the PLI Calculator
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Visit 👉 PLI Calculator
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Select your plan
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Enter:
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Age
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Sum assured
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Policy term
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Click Calculate
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See your monthly premium and maturity value
🔢 Steps to Use RPLI Calculator
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Visit 👉 RPLI Calculator
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Choose your plan
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Enter:
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Age
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Coverage amount
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Policy term
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Click Calculate
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View premium & maturity instantly
Why Use the Calculator?
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Know exact premium before buying
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Plan savings and policy budget easily
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No agent or paperwork needed
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Helps compare multiple plan options
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100% free & instant results
🛡️ Benefits of PLI and RPLI Plans
| Feature | PLI | RPLI |
|---|---|---|
| Premium | Low | Very Low |
| Bonus | High | High |
| Max Coverage | ₹50 Lakh | ₹10 Lakh |
| Loan Facility | Yes (After 3 years) | Yes (After 3 years) |
| Tax Benefits | 80C & 10(10D) | 80C & 10(10D) |
🔗 Related Resources
📥 Download PLI & RPLI Forms
❓ FAQs on PLI & RPLI
🆚 PLI vs LIC – Which is Better?
📞 Contact Us
📌 Final Words
Postal Life Insurance (PLI) and Rural Postal Life Insurance (RPLI) are safe, affordable, and trusted government-backed life insurance schemes. Whether you’re in a city job or live in a rural village, these policies give long-term financial security. Use the PLI and RPLI calculators today to see your premium and maturity in just a few clicks.
🔗 Try Now:
PLI Calculator
RPLI Calculator
